Chartered Retirement Planning Counselor℠

Professional Designation Program

PFPL582: Retirement Planning Strategies


Program Summary:

The Chartered Retirement Planning Counselor℠ or CRPC® designation is the nation’s premier retirement planning credential. Master every step of the retirement planning process and learn to create a “roadmap to retirement” for your clients. Financial advisors face an increasingly complex onslaught of retirement planning questions as aging baby boomers look for investments to meet their lifestyle needs in 10 years, 20 years, and beyond, as well as determining when they can actually retire. You’ll find these clients demand a high level of trust from their advisors. You can build this trust and add to your expertise and credibility with the CRPC® mark after your name.

Unlike other retirement planning designation programs, the CRPC® program covers all aspects of the retirement process in a single comprehensive program with no product or advising biases.

Why choose the CRPC® Program?

The CRPC® designation marks me as a specialist rather than a general practitioner. It has been consistently proven that specialists have an easier time marketing their services and get higher quality referrals from existing clients. – Scott K.

Course Topics:

Module 1 – Maximizing the Client Experience During the Retirement Planning Process

Chapter 1. The Time Value of Money

Chapter 2. Step 1 – Establish 7 Define the Client-Counselor Relationship

Chapter 3. Step 2 – Gather Client Data Including Goals & Expectations

Chapter 4.  Step 3 – Processing & Analyzing Information to Determine Retirement Savings Need

Chapter 5. Step 4 – Develop & Present Financial Planning Recommendations and/or Alternatives

Chapter 6. Steps 5 & 6 – Implement & Monitor the Financial Planning Recommendations

Chapter 7. Ethics and Fiduciary Responsibility

Module 2 – Principles and Strategies When Investing

Chapter 1. Investment Policy

Chapter 2. Asset Classes, Characteristics and Performance

Chapter 3. Portfolio Management Principles

Chapter 4: Asset Allocation Principles

Chapter 5: The Asset Allocation Process—A Practical Application

Chapter 6: Stock Investment Strategies

Chapter 7: Bond Investment Strategies

Module 3 – Strategies for Maximizing Social Security Benefits

Chapter 1. The Origin of Social Security

Chapter 2. Estimating Future Benefits

Chapter 3. The Decision of When to Begin Retiree Benefits

Chapter 4.  Does it Pay to Delay?

Chapter 5. Maximization Strategies

Chapter 6: Other Considerations

Module 4 – Bridging the Income Gap: Identifying Other Sources of Retirement Income

Chapter 1. Traditional IRAs

Chapter 2. Roth IRAs

Chapter 3. Annuities

Chapter 4. Mutual Funds & ETFs

Chapter 5. Life Insurance

Chapter 6. Home Equity

Chapter 7. Post Retirement Employment

Module 5 – Navigating Health Care Options in Retirement

Chapter 1. The Affordable Care Act and Health Savings Accounts

Chapter 2. Planning for Incapacity

Chapter 3: Medicare

Chapter 4: Medigap

Chapter 5: Medicare Advantage Plans (Medicare Part C)

Chapter 6: Medicaid

Chapter 7: Long-Term Care Insurance

Module 6 – Making the Emotional and Financial Transition to Retirement

Chapter 1. The Retirement Decision

Chapter 2. Early Retirement

Chapter 3. Corporate Early Retirement Programs

Chapter 4. The Reality of Delayed Retirement

Chapter 5. Making the Transition to Retirement

Module 7 – Designing Optimal Retirement Income Streams

Chapter 1. Pre-retirement Distribution

Chapter 2. Lump-Sum Options

Chapter 3. Distributions and Taxation

Chapter 4. Survivors and Beneficiaries

Chapter 5. Variability in Retirement Planning Assumptions

Chapter 6. Creating Sustainable Income Streams

Module 8 – Achieving Tax and Estate Planning Objectives in Retirement

Chapter 1. Taxation of Distributions from Taxable Accounts

Chapter 2. Distributions from Tax Deferred Accounts

Chapter 3. Distributions from Tax Exempt Accounts

Chapter 4. Taxation of Annuities

Chapter 5. Taxation of Home Sales, Social Security, Life Insurance, and Tax Diversification

Chapter 6. Introduction to Estate Planning

Chapter 7. Transferring Property by Will and Will Substitutes

Chapter 8. The Federal Gift and Estate Tax

Chapter 9. Estate Planning Strategies for the Retiree

Course Details:

The CRPC® program is delivered via the College’s exclusive MyChoice learning platform. PFPL582 and the CRPC® curriculum are worth 3 graduate semester credit hours and up to 28 hours of continuing education credit with some organizations.

Students typically complete their studies within 9-11 weeks, although your completion time may be faster or slower than the duration cited.

To complete the program, students have to successfully pass the course’s final exam at one of our approved testing centers: PSI,  Prometric , or ISO Quality Testing. The first examination is included as part of your enrollment. Subsequent examination attempts are $100 each. Students must  attempt the exam within six months of enrollment and have one year to complete the program. Full enrollment details can be found here.

Additional requirements exist to obtain and maintain authorization to use the designation.

Live Course Dates

The next live course will be offered during these dates. Remember that you can enroll and begin at any time using pre-recorded course lectures.

  • Tue

    CRPC Online Classroom

    Adobe Connect Online

    Classes meet each Tuesday & Thursday.

  • Mon

    CRPC Online Classroom

    Adobe Connect Online

    Classes meet each Monday & Wednesday.

A complete list of classes can be found here.