Chartered Retirement Planning Counselor℠

Professional Designation Program

PFP576: Retirement Planning Strategies


Program Summary:

The Chartered Retirement Planning Counselor℠ or CRPC® designation is the nation’s premier retirement planning credential. Master every step of the retirement planning process and learn to create a “roadmap to retirement” for your clients. Financial advisors face an increasingly complex onslaught of retirement planning questions as aging baby boomers look for investments to meet their lifestyle needs in 10 years, 20 years, and beyond, as well as determining when they can actually retire. You’ll find these clients demand a high level of trust from their advisors. You can build this trust and add to your expertise and credibility with the CRPC® mark after your name.

Why choose the CRPC® Program?

The CRPC® designation marks me as a specialist rather than a general practitioner. It has been consistently proven that specialists have an easier time marketing their services and get higher quality referrals from existing clients. – Scott K.

Course Topics:

Module 1. Maximizing the Client Experience During the Retirement Planning Process

Chapter 1. The Time Value of Money

Chapter 2. Step 1—Establish & Define the Client-Counselor Relationship

Chapter 3. Step 2—Gather Client Data, Including Goals & Expectations

Chapter 4. Step 3—Processing & Analyzing Information to Determine Retirement Savings Need

Chapter 5. Step 4—Develop & Present Financial Planning Recommendations and/or Alternatives

Chapter 6. Steps 5 & 6—Implement & Monitor the Financial Plan Recommendations

Module 2. Principles & Strategies When Investing for Retirement

Chapter 1. Investment Policy

Chapter 2. Asset Classes, Characteristics and Performance

Chapter 3. Portfolio Management Principles

Chapter 4: Asset Allocation Principles

Chapter 5: The Asset Allocation Process—A Practical Application

Chapter 6: Stock Investment Strategies

Chapter 7: Bond Investment Strategies

Module 3. Strategies for Maximizing Social Security Retirement Benefits

Chapter 1. The Origin of Social Security

Chapter 2. Estimating Future Benefits

Chapter 3. Does it Pay to Delay?

Chapter 4. Maximization Strategies

Chapter 5. Other Considerations

Chapter 6: The Future of Social Security and Planning Resources

Module 4. Working with Employer-Sponsored Retirement Savings Plans

Chapter 1. Qualified Retirement Plans

Chapter 2. Defined Contribution Plans

Chapter 3. Nonprofit Organization Plans

Chapter 4. Deferred Compensation Plans

Module 5. Bridging the Income Gap: Identifying Other Sources of Retirement Income

Chapter 1. Traditional IRAs

Chapter 2. Roth IRAs

Chapter 3. SIMPLE IRAs

Chapter 4. The Simplified Employee Pension (SEP)

Chapter 5. Annuities

Chapter 6. Mutual Funds

Chapter 7. Life Insurance

Chapter 8. Home Equity

Chapter 9. Post-Retirement Employment

Module 6. Navigating Health Care Options and Managing Risk in Retirement

Chapter 1. The Affordable Care Act and Health Savings Accounts

Chapter 2. Planning for Incapacity

Chapter 3. Disability Income Insurance

Chapter 4: Medicare

Chapter 5: Medigap

Chapter 6: Medicare Advantage Plans (Medicare Part C)

Chapter 7: Medicaid

Chapter 8: Long-Term Care Insurance

Module 7. Making the Emotional and Financial Transition to Retirement

Chapter 1. Trends in Retirement

Chapter 2. The Retirement Decision

Chapter 3. Early Retirement

Chapter 4. Late Retirement

Chapter 5. The Middle Zone: Working During Retirement

Chapter 6. Corporate Early Retirement Programs

Module 8. Designing Optimal Retirement Income Streams

Chapter 1. Pre-retirement Distribution

Chapter 2. Lump-Sum Options

Chapter 3. Distributions and Taxation

Chapter 4. Survivors and Beneficiaries

Chapter 5. Retirement Income Distribution Strategies

Module 9. Retirement Planning Strategies for Domestic Partners and Nontraditional Families

Chapter 1. Definitions

Chapter 2. Joint Ownership of Property by Domestic Partners

Chapter 3. Application of Basic Wealth Transfer Techniques Available to Domestic Partners

Chapter 4. Alternative Federal Tax Planning for Domestic Partners

Chapter 5. Retirement Planning for Domestic Partners

Chapter 6. Other Considerations

Module 10. Income Tax Strategies for the Retiree

Chapter 1. Essential Tax Concepts

Chapter 2. Basic Tax Strategies

Chapter 3. Special Tax Issues for the Retiree

Chapter 4. Taxation of Mutual Fund Distributions & Sales

Chapter 5. Taxation of Stock Returns

Chapter 6. Gains or Losses on the Sale of a Personal Residence

Chapter 7: Taxation of Social Security Old-Age Benefits

Module 11. Achieving Estate Planning Objectives in Retirement

Chapter 1. Estate Planning & Its Objectives

Chapter 2. Fundamentals of Estate Transfer

Chapter 3. An Overview of Taxes Involved in Estate Transfer

Chapter 4. Federal Gift Tax

Chapter 5. Federal Estate Tax

Chapter 6: Estate Planning Strategies for the Retiree

Chapter 7: Succession Issues for the Small-Business Owner

Course Details:

The CRPC® program is delivered via the College’s exclusive MyChoice learning platform. PFP576 and the CRPC® curriculum are worth 3 graduate semester credit hours and up to 28 hours of continuing education credit with some organizations.

Students typically complete their studies within 9-11 weeks, although your completion time may be faster or slower than the duration cited. To earn the designation, students have to successfully pass the course’s final exam at one of our approved testing centers: PSI,  Prometric , or ISO Quality Testing. The first examination is included as part of your enrollment. Subsequent examination attempts are $100 each. Students must  attempt the exam within six months of enrollment and have one year to complete the program. Full enrollment details can be found here. In order to maintain a College designation, designees must renew every two years. Cost to renew is currently $95 and covers the renewal cost for one or multiple College designations held.

Live Course Dates

The next live course will be offered during these dates. Remember that you can enroll and begin at any time using pre-recorded course lectures.

  • Tue

    CRPC Online Classroom

    5:30PM-6:30PM (Mountain)Adobe Connect Online

    Classes meet each Tuesday & Thursday.

  • Tue

    CRPC Online Classroom

    3:30PM-4:30PM (Mountain)Adobe Connect Online

    Classes meet each Tuesday & Thursday.

A complete list of classes can be found here.