Foundations in Financial Planning℠

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Program Summary:

The Foundations in Financial Planning Program℠, which can lead to the RP® designation, is designed to provide basic, practical knowledge of the financial planning process and the five disciplines of financial planning. This program is ideal for frontline employees, individuals new to financial services, insurance agents, recently licensed advisors, and anyone interested in the basics of financial planning.

Students are introduced to different product categories, essential terminology, and general concepts applicable to financial planning. Completing the Foundations in Financial Planning course will allow you to use the Registered Paraplanner℠ or RP® mark.

Why choose the Foundations Program?

  • Graduates of the Foundations program report yearly increases to their earnings, job satisfaction, and number of clients.
  • The Foundations program is perfect for those working in support roles at financial firms and want a better understanding of their day-to-day business.
  • Looking for a better grasp of household finances and a general understanding of financial planning? The Foundations program is an ideal introductory program for those without a background in financial planning.
  • There are more than 13,500 graduates and the program is widely recognized and encouraged by many top financial firms.

The Foundations in Financial Planning℠ program is excellent for someone like me who is just starting a career in financial planning. Course materials provide a well-written and comprehensive introduction to the financial services industry. – Pat G.

Course Topics:


Module 1. The Financial Planning Process

Chapter 1. Personal Financial Planning Defined

Chapter 2. How Financial Planning Helps Individuals Achieve Their Goals

Chapter 3. Steps in the Personal Financial Planning Process

Chapter 4. Knowledge Required for Appropriate Analysis & Plan Creation

Chapter 5. Ethical & Regulatory Issues & the Financial Planning Professional

Module 2. Cash Management & the Use of Debt

Chapter 1. Financial Statements

Chapter 2. Financial Situation Analysis

Chapter 3. Credit and Debt

Chapter 4: Budgeting

Module 3. The Time Value of Money

Chapter 1. Basic Calculator Functions and Terminology

Chapter 2. Calculator Keystrokes Relating to Time Value of Money

Chapter 3. The Importance of Rate Assumptions

Module 4. Insurance Basics & Property Insurance

Chapter 1. Principles of Risk Management

Chapter 2. Homeowners Insurance

Chapter 3. Automobile & Umbrella Liability Insurance

Module 5. Live & Health Insurance

Chapter 1. Life Insurance

Chapter 2. Health Care Plans

Chapter 3. Disability Income Insurance

Chapter 4. Long-Term Care Insurance

Chapter 5. Annuities

Module 6. Investment Basics & Strategies

Chapter 1. Asset Classes

Chapter 2. Types and Measurements of Risk

Chapter 3. Mutual Funds and ETFs

Chapter 4: Investments and Financial Planning

Module 7. Retirement Planning

Chapter 1. Opportunities and Challenges Associated with Retirement Planning

Chapter 2. Sources of Retirement Income

Chapter 3. Social Security

Chapter 4. Financial Planning for Retirees

Module 8. Tax Implications of Financial Decisions

Chapter 1. The Variety of Taxes Payable by an Individual

Chapter 2. The Federal Tax Calculation on Form 1040

Chapter 3. Tax Consequences of Selling Property

Chapter 4. How Are Employee Benefits and Compensation Taxed?

Chapter 5. Keeping the Proper Records

Chapter 6. Tax Planning Strategies

Module 9. Estate Planning

Chapter 1. Estate Planning Terminology

Chapter 2. Estate Transfer Tools

Chapter 3. Estate Transfer Expenses

Chapter 4. Incapacity Planning

Case Study & Master Index

Chapter 1. Getting to Know Your Clients

Chapter 2. The Hahns’ Goals and Objectives

Chapter 3. Exercises

Chapter 4. Answer Key

Course Details:

The Foundations program is delivered via the College’s exclusive MyChoice learning platform.  The Foundations in Financial Planning curriculum is worth up to 28 hours of continuing education credit with some organizations.

Students typically complete their studies within 9-11 weeks, although your completion time may be faster or slower than the duration cited.

To earn the designation, students have to successfully pass the course’s final exam at one of our approved testing centers: PSI,  Prometric , or ISO Quality Testing. The first examination is included as part of your enrollment. Subsequent examination attempts are $100 each. Students must  attempt the exam within six months of enrollment and have one year to complete the program. Full enrollment details can be found here.

In order to maintain a College designation, designees must renew every two years. Cost to renew is currently $95 and covers the renewal cost for one or multiple College designations held.

Live Course Dates

The next live course will be offered during these dates. Remember that you can enroll and begin at any time using pre-recorded course lectures.