Master of Science in Personal Financial Planning
Elite clients demand an elite financial planner. The MS in Personal Financial Planning is tailored for financial planners who are interested in expanding their knowledge beyond typical financial licensing and credentials. The program begins with the six core disciplines of financial planning before exploring advanced topic areas that go beyond traditional education programs.
The MS in Personal Financial Planning goes beyond simple memorization to help you provide the most comprehensive advice possible with confidence. Learn to better advise your current clients and attract new ones.
For more information download our Student Handbook.
Why choose the College’s MS in Personal Financial Planning?
- All course content is based upon real-world scenarios
- Graduates of the College’s Master of Science Degree programs report a 25% average increase in earnings after completing the program.
- Competitive pricing. You can earn a graduate degree for less than $15,000
- The College is fully accredited by the Higher Learning Commission
- Receive transfer credit from the CFP Certification Professional Education Program and other professional designations like the CRPC®, CRPS®, APMA® and AWMA®.
- Study on your own time from anywhere in the world
- Learn from industry expert professors using text, video, and interactive forums
- An opportunity to obtain the MPAS® designation upon completion of the program
- Military Friendly
These are only required for students who are not currently CFP® Certificants or not interested in becoming one.
If you are interested in obtaining the CFP® Certification, we recommend enrolling into the CFP Certification Professional Education Program and transferring the credit into the Master of Science program. Upon doing this, you will receive credit for all of the core courses and will begin with the Advanced Courses.
This course covers the introduction to financial planning as well as insurance needs of clients. The planning process is introduced utilizing a case study and crafting necessary documents. Another couple is introduced in the second week to review their college funding plan then principles of insurance and risk management are covered. This course applies the concepts of a variety of insurance needs to the financial planning process through readings, discussions, and assignments using mini case studies. Disability income, long-term care, life, and property & life insurance topics are specifically explored throughout this course.
A wide variety of investment alternatives are covered in this course, including domestic and foreign securities, mutual funds, and fixed-income assets. Modern portfolio theory, risk and return, and company valuation are explored and calculated. A financial calculator is required for this course.
Emphasizing the fundamentals of individual income taxation, this course delves into the tax implications of various types of businesses, tax-advantaged investments, employee compensation issues and planning, alternative minimum tax, tax traps, and other taxation subjects.
This course covers the major concepts related to personal retirement planning. The focus is on coordinating qualified plans and IRAs, Social Security, executive retirement plans and pre-retirement employee benefits to create comprehensive retirement plans that will provide your clients with long-term financial security. Special emphasis is placed on the process of selecting an appropriate retirement plan for a given employer.
Basic estate planning concepts and techniques are covered in this course. Subjects such as the estate planning process, client interaction about estate planning, basic legal estate planning documents, trusts, lifetime transfers, gift, estate, and generation-skipping transfer taxation, life insurance planning, and charitable giving.
Students receive a Graduate Certificate in Personal Financial Planning
upon completion of PFPL510 – PFPL550
By analyzing retirement plan issues for a hypothetical couple planning to retire within 15 to 20 years, students analyze a wide range of issues facing individuals preparing for retirement. The course also presents a variety of methods to better assist clients in resolving the issues that may be faced when preparing for or after retirement.
The investment planning process between a financial planner and a client is covered in detail. The course covers the theory of investment management, security valuation, and portfolio management, including the analysis of investment risk and return and portfolio performance evaluation. The course exposes the student to a balanced presentation of both the theoretical and practical aspects of investment management through analysis of a case study.
Choose 2 Elective Courses:
This course explores behavioral finance and its impact on creating portfolios. Various biases are explored and then applied to real-world case studies. Also explored is the psychology of money, money scripts and disorders, and how past experiences can impact how people view and handle money on a day to day basis.
This course provides a unique introduction to the basics of impact, sustainable, worldview, and socially responsible (SRI) investing for financial planners and other investment professionals. Study is enhanced through a unique blend of instruction and a variety of real life case studies. In addition, the latest trends in this industry and effective communication to clients of your expertise in these investments are covered.
This course provides students with a strong background in the application of income tax concepts, calculations, and planning techniques specific to middle and higher-income taxpayers.
This course examines selected issues related to estate planning in a case study-driven format. These include both tax and non-tax aspects of planning for disability and death.
The Chartered Retirement Planning CounselorSM or CRPC® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.
The Chartered Retirement Plans SpecialistSM or CRPS® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.
The Accredited Wealth Management AdvisorSM or AWMA® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.
The Accredited Portfolio Management AdvisorSM or APMA® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.
This course examines current, unique, and/or advanced topics in financial planning. The culmination of this course will be a well-researched paper.
This course covers economic issues relevant to financial planners, including monetary and fiscal policies, economic growth, international trade, currency exchange, and investment decisions. The relevance and use of a variety of economic indicators are also covered.
Final Case Study:
This course completes a student’s requirements for the Masters of Science in Personal Financial Planning degree through analyzing, synthesizing, and evaluating a case study. Addressed are integrated retirement, investment, income tax, and estate planning issues. Utilizing independent or literature research, students research and create options and a final recommendation for a hypothetical family.
Program Delivery and Structure
The Master of Science program is delivered via a state-of-the-art asynchronous learning platform. This means that you can pursue your degree from anywhere in the world and study when it’s convenient for you. Your studies will revolve around real-world scenarios and cases with a focus on research and critical thinking skills.
Classes are held five times per year with sessions beginning every January, March, May, August, and October. Each course is eight weeks with a two-week break between classes.
Each 3 Credit Hour Course
The curriculum is based on a client-centered, problem-solving method using case studies to give you a hands-on approach to the material. The College’s highly qualified faculty is available via telephone or e-mail to support you in your studies.
Masters Program Start Dates
Mon23Oct2017Sun17Dec2017Our Online Learning System at cffp.edu
Master of Science Degree Program Dates
Our Master of Science Degree Program courses are in session during these dates.