Master of Science in Personal Financial Planning

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Elite clients demand an elite financial planner. The MS in Personal Financial Planning is tailored for financial planners who are interested in expanding their knowledge beyond typical financial licensing and credentials. The program begins with the six core disciplines of financial planning before exploring advanced topic areas that go beyond traditional education programs.

“The Master’s program at the CFFP has provided a tremendous amount of opportunity for me. I have recently obtained a new position for a government entity and I am in the process of establishing my own RIA. I believe I owe all this largely to the Master of Science in Financial Planning I hold from the CFFP.”

The MS in Personal Financial Planning goes beyond simple memorization to help you provide the most comprehensive advice possible with confidence. Learn to better advise your current clients and attract new ones.

For more information download our Student Handbook.

Why choose the College’s MS in Personal Financial Planning?

Core Courses:

These are only required for students who are not currently CFP® Certificants or not interested in becoming one.

If you are interested in obtaining the CFP® Certification, we recommend enrolling into the CFP Certification Professional Education Program and transferring the credit into the Master of Science program. Upon doing this, you will receive credit for all of the core courses and will begin with the Advanced Courses.


PFPL510: Financial Planning Process & Insurance

This course covers the legal, ethical, and regulatory issues affecting financial planners. Principles of insurance and risk management are covered and culminate in a case-study risk assessment of a fictional couple. Delving into insurance concepts, employee benefits, and annuities, this course applies the concepts of a variety of insurance needs to the financial planning process through readings, discussions, and assignments. Disability income, long-term care, life, and property & life insurance topics are specifically explored and applied to case studies.


PFPL520: Investment Planning

A wide variety of investment alternatives are covered in this course, including domestic and foreign securities, mutual funds, and fixed-income assets. Modern portfolio theory, risk and return, and company valuation are explored and calculated. A financial calculator is required for this course.


PFPL530: Income Tax Planning

Emphasizing the fundamentals of individual income taxation, this course delves into the tax implications of various types of businesses, tax-advantaged investments, employee compensation issues and planning, alternative minimum tax, tax traps, and other taxation subjects.


PFPL540: Retirement Planning & Employee Benefits

Major retirement-related issues are covered in this course. Discussions and assignments impart knowledge of retirement savings needs analysis, IRAs, qualified retirement plans for large and small employers, Social Security retirement programs, and nonqualified deferred compensation. Students compare and contrast a variety of retirement programs by designing a comparison table; while also writing a paper on retirement plan administration issues, and applying concepts in a proposal for a hypothetical client as a term project.


PFPL550: Estate Planning

Basic estate planning concepts and techniques are covered in this course. Subjects such as the estate planning process, client interaction about estate planning, basic legal estate planning documents, trusts, lifetime transfers, gift and estate taxation, insurance taxation, and charitable giving.


Students receive a Graduate Certificate in Personal Financial Planning
upon completion of PFPL510 – PFPL550

Advanced Courses:


PFPL560: Pre-retirement Financial Planning Topics

Students use a hypothetical couple planning to retire in 15 years. In designing their retirement plan, students analyze a wide range of issues facing individuals who are preparing for retirement. The course also presents a variety of methods to better assist clients in resolving the issues that may be faced when preparing for or after retirement.


PFPL570: Portfolio Management for Personal Financial Planners

The investment planning process between a financial planner and a client is covered in detail. The course covers the theory of investment management; security valuation; and portfolio management, including the analysis of investment risk and return and portfolio performance evaluation. The course exposes the student to a balanced presentation of both the theoretical and practical aspects of investment management through analysis of a case study in personal investment management. To be eligible for this course, you need to have completed PFPL520: Investment Planning.


Choose 2 Elective Courses:


PFPL522: Behavioral Finance

This course explores behavioral finance and its impact on creating portfolios. Various biases are explored, and then applied to real-world case studies. Also explored is the psychology of money, which looks at how individuals think of money, and how past experiences can impact how they view and handle money on a day to day basis – this includes exploring money scripts and money disorders. To be eligible for this course, you need to have completed PFPL520: Investment Planning.

PFPL535: Advanced Tax Planning

This course provides students with a strong background in tax research and planning techniques specific to upper-income taxpayers; various methods of compensation planning with a goal of minimizing or deferring taxation are discussed. Potential investments and their tax impact on the highly compensated individual are also explored. To be eligible for this course, you need to have completed PFPL530: Income Tax Planning.

PFPL555: Advanced Estate Planning

This course examines selected issues related to estate planning in a case study-driven format. These include both tax and non-tax aspects of planning for disability and death. To be eligible for this course, you need to have completed PFPL550: Estate Planning.

PFPL582: Retirement Planning Strategies (CRPC® Program)

The Chartered Retirement Planning CounselorSM or CRPC® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.

PFPL583: Retirement Plan Studies (CRPS® Program)

The Chartered Retirement Plans SpecialistSM or CRPS® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.

PFPL584: Wealth Management Strategies (AWMA® Program)

The Accredited Wealth Management AdvisorSM or AWMA® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.

PFPL585: Principles of Portfolio Management (APMA® Program)

The Accredited Portfolio Management AdvisorSM or APMA® Professional Designation Program is graduate-level and can be used as a 3-hour elective course in the MS program.

PFPL592: Current Issues in Financial Planning

This course covers current hot-button topics in the financial planning world. The specific topics in this course may vary by term and instructor To be eligible for this course, you need to have completed PFPL510-PFPL550.

Final Case Study:

PFPL600: Case Study in Personal Financial Planning

This course completes a student’s requirements for the Masters of Science in Personal Financial Planning degree through analyzing, synthesizing, and evaluating a case study. Addressed are integrated retirement, investment, income tax, and estate planning issues. The student creates and researches options for the hypothetical family, using independent or literature research, and creates a final recommendation. To be eligible for this course, you need to have completed all other program requirements.

Program Delivery and Structure

The Master of Science program is delivered via a state-of-the-art asynchronous learning platform. This means that you can pursue your degree from anywhere in the world and study when it’s convenient for you. Your studies will revolve around real-world scenarios and cases with a focus on research and critical thinking skills.

Classes are held five times per year with sessions beginning every January, March, May, August, and October. Each course is eight weeks with a two-week break between classes.

Pricing

Each 3 Credit Hour Course

$1300

Student Loans are available

The curriculum is based on a client-centered, problem-solving method using case studies to give you a hands-on approach to the material. The College’s highly qualified faculty is available via telephone or e-mail to support you in your studies.

Masters Program Start Dates

  • Mon
    06
    Jun
    2016
    Sun
    31
    Jul
    2016

    Master of Science Degree Program Dates

    College for Financial Planning

    Our entire line-up of Master of Science Courses will be in session during these dates

  • Mon
    15
    Aug
    2016
    Sun
    09
    Oct
    2016

    Master of Science Degree Program Dates

    College for Financial Planning

    Our entire line-up of Master of Science Courses will be in session during these dates

  • Mon
    24
    Oct
    2016
    Sun
    18
    Dec
    2016

    Master of Science Degree Program Dates

    College for Financial Planning

    Our entire line-up of Master of Science Courses will be in session during these dates

  • Mon
    09
    Jan
    2017
    Sun
    05
    Mar
    2017

    Master of Science Degree Program Dates

    College for Financial Planning

    Our entire line-up of Master of Science Courses will be in session during these dates

  • Mon
    20
    Mar
    2017
    Sun
    14
    May
    2017

    Master of Science Degree Program Dates

    College for Financial Planning

    Our entire line-up of Master of Science Courses will be in session during these dates

For a complete list of Masters Program Start Dates click here.